Is Your Credit File Accurate? by Credit Repair Mike, San Diego CA
Our credit restoration will assist you to easily identify and flag errors on your credit file!
Our credit restoration will assist you to easily identify and flag errors on your credit file!
An accurate credit file is essential to both consumers and creditors. It is especially important when you’re getting ready to buy an expensive item such as a car or a new home. Why? Because, important decisions about your creditworthiness are based on the data in your credit report. Don’t wait until the last minute to find out you have an error!
Get started on improving your credit score today. Demonstrate responsible use of credit, develop a strong payment history, and avoid taking on more debt. Remember:
- Avoid any new derogatory accounts.
Any new delinquency, collection, lien or charge-off on your credit report will affect your credit score for years to come. - Avoid taking on any new debt.
The amount you owe is a significant contributing factor in your credit score. The first step in eliminating debt is to stop accumulating new debt. - Make plan to get out of debt.
The best strategy is to make a budget and stick to it. - Build a good payment history with responsible credit usage.
Credit cards can be a great convenience if you use them wisely. Use one or two cards once or twice a month on essentials and pay them off in full each month.
As you go thru the credit restoration process you will receive updated credit reports from the credit bureaus. Forward them to FES so that we may update your file in preparation for your next set of dispute letters which will be automatically prepared and sent to you in 60 days.
Remember, 80% of credit reports contain some type of error. Keep your credit reports as accurate as possible with FES Positive Credit Builder.